Privacy Policy

1. Information We Do Not Collect

Unlike conventional financial applications, FinanceDecide operates on a strictly client-side architecture. We do not collect, request, or store:

• Personally Identifiable Information (such as your name, email address, physical address, or phone number) unless voluntarily provided via our contact form.
• Financial account numbers, bank credentials, Social Security Numbers, or credit card information.
• Calculation values, income amounts, debt figures, loan balances, or budget allocations entered into any tool on this website.

2. Technical Information & Web Server Logs

Like almost all websites, our web hosting infrastructure automatically logs standard, non-identifying technical metadata when you access the site. This may include your IP address, browser type and version, referring/exit pages, date and time stamp, and page request details. These logs are used solely for diagnostic troubleshooting, performance monitoring, and defending against malicious web traffic.

3. Cookies & Local Storage

FinanceDecide does not use invasive tracking cookies or third-party marketing beacons to monitor your behavior across the web. We may use browser localStorage solely to preserve non-sensitive interface preferences (such as tool presets or theme settings) directly on your device. You can clear this data at any time via your browser's history settings.

4. Third-Party Links & Content

Our pages may occasionally link to third-party references (such as educational sources, regulatory websites, or official government databases). We do not control and are not responsible for the privacy practices, content, or policies of external sites. We encourage you to review the privacy statement of any external link you choose to visit.

5. Children's Privacy

FinanceDecide is intended for general audiences and is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can immediately delete such records.

6. Policy Revisions

We may update this Privacy Policy from time to time to reflect changes in our tools, legal requirements, or technological updates. Any modifications will be posted directly to this page with an updated "Last Updated" timestamp.